Who We Are


A People First Approach Sets Us Apart


Our Business Is Focused On Serving Your Business


Insurance Pros With Deep Roots In California Agriculture


In-House Experts Dedicated To Your Long-Term Success


Help To Protect Your Employees And Your Business

Who We Are

Zenith is the premier specialist in workers’ compensation nationally, and a leader in property and casualty insurance for the California agriculture industry. We combine depth of expertise with a forward-thinking approach to achieve the highest level of service and outcomes for our clients.

We believe insurance is a long-term investment in your employees and the success of your business. Great businesses become even better when they invest in the best. With every company we protect, we work to help you maximize your return on insurance.

What sets us apart is our people-first approach. By getting to know you and your unique operation, we’re able to guide you toward generating more value in the long run, so you can keep your business – and your employees – safe and productive.

Your business challenges are unique, and a one-size-fits-all solution rarely works. We foster strong relationships with our valued independent agents and brokers so together we’re able to explore solutions and address your business needs. View our Welcome to Zenith video to learn more.

You can expect us to:

  • Help you reduce workplace injuries and claims, so you stay productive
  • Put your employees first, to help anyone who is injured on the job get the medical care they need
  • Fight fraud, so you can protect what you’ve built
  • Provide attentive and responsive service, so you can focus on your business
  • Help you strengthen your business reputation, so you can compete for talent

It’s not just how we treat our policyholders – it’s our culture through and through. Our talented and committed employees value communication, cooperation, and respect. For us, doing well and doing right are the same thing.

We always strive to innovate and challenge each other to do better. One of the ways we continually look to the future is through our partnership with Fairfax’s Innovation Lab.

That’s who we are, and that’s TheZenith Difference.

Zenith National Insurance Corp. is an indirect wholly-owned subsidiary of Fairfax Financial Holdings Limited. Zenith National Insurance Corp. is the holding company of Zenith Insurance Company and its subsidiaries, including ZNAT Insurance Company.  Fairfax stock price lookup.

Zenith Insurance Company and ZNAT Insurance Company each has a Financial Strength Rating of A (Excellent) from A.M. Best.   For the latest rating, go to www.ambest.com.


Andrew A. Barnard
President and Chief Operating Officer, Fairfax Insurance Group

Jennifer Allen (2)
Vice President and Chief Financial Officer, Fairfax Financial Holdings Limited

Peter S. Clarke (3)
Vice President and Chief Risk Officer, Fairfax Financial Holdings Limited

Chad J. Helin (1)
General Counsel, Zenith National Insurance Corp.

Jack D. Miller (1)
Director, Zenith National Insurance Corp.

Olivier Quesnel (3)
Vice President and Chief Actuary, Fairfax Financial Holdings Limited

Kari L. Van Gundy (1)
Chair of the Board and Chief Executive Officer, Zenith National Insurance Corp.

(1) Also a member of each of the Zenith Insurance Company and ZNAT Insurance Company Board of Directors
(2) Chair of the Audit Committee
(3) Audit Committee member

Kari L. Van Gundy
Chief Executive Officer and Chair of the Board

Chad J. Helin
General Counsel

Jason T. Clarke
Chief Actuary

Eden M. Feder
Chief Human Resources Officer

Antonio Gaitan
Chief Financial Officer and Treasurer

Rhianna D. Ireland
Chief Underwriting Officer

Davidson M. Pattiz
President and Chief Operating Officer

Craig C. Thomson
Agribusiness Solutions

The following financial statements and notes of Zenith National Insurance Corp. and its subsidiaries, which were prepared in accordance with generally accepted accounting principles in the United States, are posted in accordance with Section 7.04 of the Indenture dated as of July 30, 1998 (as amended by the Supplemental Indenture dated as of May 26, 2010) governing the 8.55% Subordinated Debentures due 2028 issued by Zenith National Insurance Corp.

The following are the combined annual statutory financial statements of Zenith Insurance Company and, its wholly-owned subsidiary ZNAT Insurance Company.


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