Benefits and Perks

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We care about protecting you and your family.

All regular full-time and part-time employees who are regularly scheduled to
work 20 hours or more each week are eligible for benefits.


Medical and Wellness
PPO plan utilizing a nationally recognized network of healthcare providers
that integrates health and wellbeing.

PPO plan with an emphasis on preventive care at 100% with no deductible;
includes basic, major, and orthodontic benefits.

Offered in conjunction with medical coverage, plan covers 100% of the cost
up to the benefit maximums for eye exams, lenses, and frames.

• Onsite fitness center in Woodland Hills, CA; gym membership
reimbursement (up to $250 per year) at other locations.
• Weight management program (up to $200 per year)

Flexible Spending Accounts
Reduce taxes by paying for your out-of-pocket health care expenses and
dependent day care costs with pre-tax dollars.

Life and AD&D
Basic term life and AD&D insurance of 3x salary up to $750,000 is paid by
Zenith. There is an option to purchase additional coverage at group rates for
yourself, spouse, and children.

Pay Continuation on Medical Leaves
Zenith provides full or partial salary continuation (when coordinated with other benefits received) to employees on approved short-term medical leave, payable
up to 180 calendar days.

Disability Insurance
Long-term disability insurance paid by Zenith helps protect salary due to illness or injury, if disabled beyond 180 calendar days.

401(k) Plan
401(k) Plan with a competitive matching contribution of 75% on the first 6% of
pay that you contribute to the plan; includes wide range of investments and a
Roth 401(k) after-tax option.

Employee Share Purchase Plan
Opportunity to purchase shares in Fairfax Financial Holdings Limited (Zenith’s parent company) through payroll deductions of 1% to 10% of your base salary; Zenith matches 30% of your contributions each pay period and add another 20% in the years we make an underwriting profit.

• Tuition reimbursement
• Gradvisor – 529 College Savings Plan Advisor Program
• Education and training reimbursements
• Credit union

Paid Time Off
Zenith provides various types of paid time off to meet your personal and family
needs, including a generous holiday schedule, vacation, sick, bereavement, jury
duty, personal, and floating holidays as well as paid parental leave.

Employee Assistance Program (EAP)
The EAP is a confidential 24-hour resource for those who need help with
personal concerns — emotional, marital, financial, legal, stress, and more.
There’s no charge for up to eight counseling sessions with an EAP network

Matching Gift Program
We double the financial impact our employees make in the charities of their
choice by matching their contributions up to a maximum of $1,000 per calendar year.

Volunteer Grant Program
We contribute $500 to organizations where employees perform at least 26 hours of volunteer work per calendar year.

This web page highlights certain components of Zenith Insurance Company’s benefits program, but it is only an overview. The official plan documents control operation of any specific plan. This information does not take the place of the official plan documents, which are the final authority on plan provisions used to determine how and when benefits are paid.

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