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Ratings

Zenith National Insurance Corp. is a holding company engaged through its wholly-owned subsidiaries, Zenith Insurance Company and ZNAT Insurance Company, in the workers' compensation insurance business, nationally.  The insurance subsidiaries of Zenith National Insurance Corp. are independently rated and have received the following ratings from the major rating agencies:


Rating agencies examine a myriad of key factors, including:

  • Quantitative financial performance - profit margins, financial leverage, liquidity, cash flows, capital and surplus ratios.
  • Qualitative judgments - underwriting cycle, competitive environment, regulatory and political factors, soundness of reinsurance, reserves, quality of invested assets, management experience and accomplishments.

 




 
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